American Mortgage Aid
- Lower Interest Rates
- Avoid Foreclosure
- Get a Principal Reduction
- Lower Payments
We Can Help you to save YOUR HOME!!!
Due to the recession many Americans have suffered great losses in the work place with either pay cuts or loss of jobs in the last five years. To help out the country the government put forth the bailout programs and supplied the major lenders and banks with 3 trillion dollars in bail out money. In which a majority of that funding was to bail out the American public on the mortgage end of it and help save properties. That is when the HAMP program was first introduced and to this day approximately on 4% of the American public in need of a modification has gotten it successful without the help of a third party company.
No one expects you to be an expert, but the loan modification process is not something that can't be learned by the average homeowner. Dealing with the mortgage lender takes years of experiance with a complete understanding of the polices, procedures and laws that lenders must abide by. Lender know that the average homeowener does not have the financial knowledge needed in order to successfully arrange for a proper modification and therefore prey on those homeowners. With the help of AmericanMortgageAid.org you will not lender have to guess or wonder if the right thing is being done. We are here to make sure that you get the help that you need for your families future.
Loan Modification in 3 EASY STEP!!!
A loan modification is mortgage assistance for homeowners who are facing financial, family or medical reasons. Most people who usually need an loan modification have fell on hard times such as loss of job, loss of income from a family member or facing a divorce in which the households income will drastically changed because of the ex spouses departure from the property. There are many reasons why you would need and want an loan modification, but there are only a few ways to obtain a successful loan modification as a homeowner.
- STEP #1: INTAKE INTERVIEW The first step is to make contact with our educated, courteous, and helpful intake staff. They will be more than happy to answer any questions you may have about loan modifications, the process, or foreclosure. They will go through the process and intake all of your financial information in order for our underwriting department to make a decision if you are viable client for us to work with. We are here to help you and not waste your time. If a loan modification isn’t going to be available to you, we will present you with other options to help your situation.
- STEP #2: PACKAGE PREPERATION The second step is for you to send us all of the requested documentation in order for us to prepare the most complete and correct hardship package for your lender. This step is the most crucial in order avoid the “document run around” that most lenders want to put you through. by submitting a complete, accurate and correct package we will be able to avoid delays in the process and get you approved for the best modification available.
- STEP #3: LENDER APPROVAL The third step is for us to monitor your hardship package with your lender and get you approved. During this time, we will update you of any communication we receive from your lender as well as any additional documents that your lender may be requesting. Communications from our processing staff are usually done every 7-10 business days. All notes, documents, and file tracking information can be found via our online helpdesk. During the welcome process you will receive an email that will contain a user name and password which will allow you to access our online helpdesk 24 hours a day, 7 days a week.
You dont pay until we finish the job and you are happy!!!
After losing my job and going through all my savings to keep my home, I found myself facing the very scary reality of my home being foreclosed on. I called AMA, and they made me feel so comfortable and secure that they were going to take care of my famiy and our home. They completed a modification in less than 90 days and were able to adjust the payments to fit my new income... thank you AMA!- Dallas, TX
Call Now to Speak With Our Helpful Intake Staff
IT’S EASY, IT’S Fast and It’s Risk Free